Workers' comp
Placement and structuring for high class codes and a hard mod.
Workers' Comp + Hard-to-Place PEO
Coverage engineered for the trades others walk away from.
Precision workers' comp and PEO structuring for hard-to-place operations. We run your real payroll, class codes, and e-mod against current carrier rates, then hand you a line-by-line number your accountant can check.
Not affiliated with any PEO. We work for you, not the carrier.
Find your path
Three kinds of operator, one number that holds up.
01 / OWNER
Owners running crews
DummyShort orientation copy for the owner who carries the risk and signs the checks. It confirms the fit, names the pressure they already feel, and points to the one action worth taking. Final copy lands here.
For owners 02 / TEAMTeams on certified payroll
DummyOrientation for the operation running W-2 crews and certified or prevailing-wage payroll across jobs. Builds confidence first, then routes to the analysis. Final copy lands here.
For teams 03 / CPACPAs with a contractor client
DummyFor the advisor who wants a number they can check before they recommend anything. Peer-to-peer, no pressure, sourced math. Final copy lands here.
For CPAs
The problem, plainly
Most brokers quote the rate they can get, not the rate you should have.
Dummy
Plain-spoken framing of why hard-to-place trades end up overpaying: a mod that follows you bid to bid, class codes applied loosely, a market that declines the work rather than price it correctly.
This block states the problem with respect and zero hype, acknowledges the real pressure on the business, and sets up the contrast without naming or knocking any competitor. Final copy lands here.
The output
See exactly what you get back.
WC e-mod report / preview
Sample
| Class | Code | Status |
|---|---|---|
| Carpentry, framing | 5403 | Line-itemized |
| Masonry | 5022 | Line-itemized |
| Electrical wiring | 5190 | Line-itemized |
| Clerical, office | 8810 | Line-itemized |
| Your net comp line | pending | Your number |
Why us
A broker who places the hard risk, and it costs you nothing.
A
We place declines
DummyThe operations other brokers send away are the ones we are built for. This card earns confidence with command of the subject, not claims.
B
Every figure is sourced
DummyNumbers you and your accountant can trace to current carrier rates and your real class codes. Nothing rounded up to make a point.
C
It costs you nothing
DummyHow the broker is paid, in one honest line, with a link to the full explanation. No surprises, no pressure. Final copy lands here.
The process
From your class codes to first payroll, in five steps.
01
Send your figures
DummyPayroll, class codes, loss runs.
02
We run the number
DummyReal rates, real mod, sourced.
03
You see the report
DummyLine-itemized, checkable.
04
We place the risk
DummyMarkets that take the work.
05
First payroll runs
DummyOne admin layer, on time.
What you get
What a PEO actually delivers for a trades business.
Certified payroll
Multi-state, prevailing-wage, and reporting handled cleanly.
Crew coverage
Benefits and group plan access your crews can actually use.
HR and safety compliance
The compliance layer that keeps a growing crew out of trouble.
Retirement
Retirement options without standing up your own program.
One admin layer
Payroll, coverage, and compliance under one operator.
Why contractors trust the number
No logo wall. Just figures you can check.
$0
What the analysis and our brokerage cost you. Zero, by design.
0%
Of figures sourced to current carrier rates and your real class codes.
Placed
Classes other brokers decline are the ones we actively place.
See your number
Your workers' comp picture is one screen away.
Run your real payroll and class codes against current carrier rates. No call required to see it. Decide from a number, not a pitch.
See your number
Sourced math, built to be checked.